Bank Accounts Without Chexsystems

Being on Chex Systems sucks. If you are reading this, then you probably know first hand how much chexsystems can affect you. There are a handful of banks that do not use Chexsystems, and one of those banks has been said to be Union Bank of California. There are a lot of people who are saying that they check your credit score, and not the chexsystems list. So if you have fair credit, but your name is on chexsystems, then you should start checking that bank out. Also, Credit Unions are not only good banks to bank with, but a lot of people also say that there is less chance of the Credit Unions using Chex Systems. For the most part, if you are on chexsystems and the bank checks it, you are denied. There is literally a slim to none chance of you getting an account with a new bank while your name is on chexsystems. I was on the chexsystems list, and I went to open a new account at a different bank with $2,500 and I was still denied a new account.